At the end of the 2013-2014 academic year, total outstanding student debt in the United States is estimated to be $1.08 trillion. About.com, which is quoting information provided in U.S. Treasury reports [http://usgovinfo.about.com/od/moneymatters/ss/How-Much-US-Debt-Does-China-Own.htm], provides the following overview of who holds U.S. government debt: “About 32 cents for every dollar of U.S. debt, or $4.6 trillion,…